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Small Business Health Insurance Marketplace

Secure the right health insurance coverage at the right price using a convenient on-line marketplace to find, compare and buy Individual Health Insurance, Family Health Insurance, Small Business Health Insurance, Self Employed Health Insurance, and Health Savings Accounts (HSA).

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Why Use a Health Insurance Marketplace?

Having the right health insurance coverage at the right price provides peace of mind for you and your employees. It can also serve to attract and retain the right employees, which can mean a lot to your long term business success. Leverage your time and maximize your return by using a robust on-line marketplace to:

  • Access the largest selection of health plans at affordable prices
  • Get free quotes and online plan comparisons instantly with no obligation
  • Submit your application online at your convenience
  • Receive unparalleled customer service from licensed agents
  • Couple a health insurance plan with a qualified health savings account

Small Business Group Insurance

Find comprehensive group medical coverage for your business team by taking advantage of a Small Business Health Insurance Marketplace that offers:

  • Personalized service from licensed health insurance agents
  • The best prices available
  • A broad selection of plans from leading health insurance companies
  • Secure online applications and enrollment tools to simplify the process
  • On-line services at no additional cost

Individual & Family Health Insurance

Compare long-term protection and comprehensive medical coverage for you and your family against small business group insurance to make informed purchasing decisions relative to needs and costs. Using an on-line Health Insurance Marketplace offers:

  • Access to the largest selection of health insurance plans
  • Easy platform for comparing plans and benefits to find the best match for your needs
  • Assistance and advice from over 100 licensed health insurance agents
  • Instant free quotes to the best prices available
  • Safe, secure and easy on-line applications

Student Health

Student health insurance plans provide individual health insurance for undergraduate and graduate students enrolled with at least 9 credits at a college or university. Using a short, simple and secure on-line application, you may begin enjoying the following plan features and benefits:

  • Flexibility and portability with the option to choose doctors and hospitals at home or at school
  • Year-round health coverage
  • Immediate protection where coverage may begin within 24 hours

Dental Insurance

Like health insurance plans, dental insurance plans are usually categorized as either Indemnity or managed-care plans (Dental PPO plans fit in this latter category). Put broadly, the major differences concern choice of dental care providers, out-of-pocket costs and how bills are paid. Typically, Indemnity plans offer a broader selection of dental care providers than managed-care plans. Indemnity plans pay their share of the costs for covered services only after they receive a bill (which means that you may have to pay up front and then obtain reimbursement from your insurance company).

Managed-care plans typically maintain dental provider networks. Dentists participating in a network agree to perform services for patients at pre-negotiated rates and usually will submit the claim to the dental insurance company for you. In general, you'll have less paperwork and lower out-of-pocket costs with a managed-care dental plan and a broader choice of dentists with an Indemnity plan.

How to Choose a Health Insurance Plan

Choosing between different health insurance plans isn't always easy. There is no one "best" plan for everyone. The best match for you and your family may be different than the best match for someone else. In order to help you answer this question, ask yourself a series of pointed questions.

What is a Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax advantaged savings plan (a financial account with various restrictions) available to taxpayers in the United States to cover current and future medical expenses. It allows pre-tax savings and withdrawal when paying for qualified medical expenses.

An HSA , coupled with a high-deductible health plan, encourages eligible group employees to take more control of their current health care spending and save for future qualified medical expenses. By combining a tax-favored Health Savings Account (HSA) and an HSA-eligible health insurance plan, you can save money tax-free for healthcare costs.

Insurance Terminologies

Knowing some of the basic terms associated with health insurance will help you to make more informed decisions.

10 Great Reasons to Use a Health Insurance Marketplace

Leveraging technology to use your time and resources wisely as a small business is smart business. Below are additional reasons why using an on-line Health Insurance Marketplace is good for you, your family and your business:

  1. Tap the #1 service for comparing and buying health insurance
  2. Get Quotes immediately
  3. Compare Plans conveniently
  4. Apply Online securely and efficiently
  5. Learn which medical insurance plan best meets your needs from over 150 leading health insurance companies nationwide
  6. Receive assistance and advice from over 100 licensed health insurance agents
  7. Compare Family & Individual plans to Small Business plans to determine which best suits your needs
  8. Investigate Health Savings Account (HSA) options and benefits
  9. Learn if and when Short-Term insurance makes sense
  10. Secure peace of mind for you, your family and your employees by securing the right health insurance for the right price

Where to Begin

By using an on-line Health Insurance Marketplace, you can Get Quotes, Compare Plans and Apply Online. Select any one of the following links below to begin:

  1. View All Insurance Options
  2. Investigate Individual & Family Health Insurance
  3. Review Health Insurance options for Small Business
  4. Learn about Short-Term Insurance
  5. Get Quotes

About Your Educational Champion

"eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs."

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Note: This information is presented to provide a general overview of small business options and related services. It is not intended to be an exhaustive representation. Data has been compiled by the Knowledge Institute for informational purposes only. Content is provided on an "as is" basis and is not intended to, nor does it, provide advice or create a customer relationship between the Knowledge Institute, BUZGate™ and/or any other organization named herein, and any reader.

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page updated: June 05 2008
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