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Small Business Alternative Funding

Get the money you need when you need it - turn a percentage of future credit card sales into "in-hand" working capital today. Unlike a bank loan, funding is advanced based on projected credit card sales volumes and other business data. You pay only as you get paid.

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Learn about...

Why Use Alternative Funding

One of the main reasons most businesses fail is a lack of cash flow. Cash is the main resource for supporting growth and all too often, there isn't enough of it around to support activities that ensure growth and sustainability, such as:

  • Increasing product offerings
  • Adding seasonal merchandise
  • Meeting unexpected maintenance or other business expenses
  • Purchasing new equipment
  • Buying a business or buying out a partner
  • Implementing renovations
  • Expanding your facility or adding new locations

Securing traditional bank financing may not be an option either because of a lack of sufficient collateral or other reasons. Under these conditions, allocating a portion of future credit card sales to receive needed working capital now can be an ideal solution.

How it Works

To take advantage of Alternative Funding options, your business "sells" a fixed dollar amount of its future sales at a discount. This amount is then advanced to your business as working capital and satisfied over time as a fixed percentage of future sales.

Benefits of Alternative Funding

In addition to the benefit of being able to obtain the working capital that you need to take advantage of current growth opportunities, using Alternative Funding also offers the following advantages:

  • No fixed payments
  • No fixed timeframe
  • Complete process automation
  • Pay only as you get paid

How to Qualify

Using a convenient, automated interface to initiate the application process, your business can determine if it qualifies for Alternative Funding by providing the following information:

  1. How long you've been in business
  2. Evidence of a minimum monthly credit card sales volume of $3,000.00
  3. Additional minimum qualifying criteria

Use a convenient online application form to learn more or call Toll Free 800-293-3199.

Businesses That Benefit

There are many types of businesses that benefit from using an Alternative Funding source to secure needed working capital. Restaurants, food and drinking establishments, as well as retail are popular fits and others include:

  • Accounting
  • Agriculture
  • Architecture
  • Automotive
  • Construction
  • Dental
  • Energy
  • Engineering
  • Food & Beverage
  • Hospitality & Travel
  • Legal
  • Manufacturing
  • Real Estate
  • Restaurants
  • Retail
  • Transportation
  • Wholesale & Distribution

Real World Examples

Read what past and current customers are saying about their experiences when using Alternative Funding sources.

Funding FAQs

Select from any one of the following frequently asked questions to learn more about Alternative Funding options:

10 Great Reasons to Utilize Alternative Funding Sources

There are many great reasons for taking advantage of Alternative Funding sources:

  1. A viable alternative to traditional financing and SBA-backed business loans
  2. Once qualified, receive needed cash in as little as 10-14 business days
  3. Pay no application fee
  4. Incur no fixed repayment schedule
  5. Pay as you get paid
  6. Use proceeds for a variety of purposes
  7. May qualify even if turned down for bank financing
  8. Minimum business and personal credit qualification criteria
  9. Fully automated process
  10. Secure money today to support additional revenues moving forward

Where to Begin

Select from any one of the following options to learn more about qualifying:

About Your Educational Champion

"AdvanceMe, Inc.(AMI) is the nation 's leading provider of alternative funding for small and mid-sized businesses. Thousands of businesses use AMI's financial services to power the growth of their business. Located in metro Atlanta, Georgia, AMI has a nationwide sales and customer care staff that has supported more than 14,000 businesses and over 100 franchise concepts."

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Note: This information is presented to provide a general overview of small business options and related services. It is not intended to be an exhaustive representation. Data has been compiled by the Knowledge Institute for informational purposes only. Content is provided on an "as is" basis and is not intended to, nor does it, provide advice or create a customer relationship between the Knowledge Institute, BUZGate™ and/or any other organization named herein, and any reader.

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page updated: May 01 2008
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