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Credit Card Processing Solutions for Small Business

Accept credit, debit and/or gift card payments from customers to increase sales. Learn also how to minimize receipt of bad checks, protect against fraud and improve sales reporting and tracking. Today's payment processing solutions offer your business a lot more and it "pays" to know how.

Thanking Your Industry Expert and Educational Champion

Why Accept Credit Cards?

Allowing your customers to pay by credit, debit and/or gift card provides many advantages for you and your business including:

• Not losing a sale because the customer didn't have the cash on hand
• Expanding sales because customers can pay how and when they choose
• Improving sales tracking and reporting through credit transaction statements
• Improved marketing strategies based on tracking of customer purchase habits

>> Apply Online >> Call Toll Free 1-877-852-1270

Payment Solutions

Whether you are a relatively new business or a thriving enterprise, there are alternative payment option solutions for your customers that - when you offer them - can help to increase sales including:

• MasterCard^® and Visa^®
• American Express^®
• ATM/debit cards and Discover^® Network

Additional payment Options and other services to learn about that can also help sales include:

• Gift Cards
• Electronic benefits transfers (EBT)
• TeleCheck^® Check Guarantee and TeleCheck Electronic Check Acceptance^® (ECA^®) services
• Fraud Protection at point-of-sale
• Online Payment Solutions

>> Apply Online >> Call Toll Free 1-877-852-1270

Credit Card Option Basics

Below are examples of different types of credit card options used for different types of payment and tracking purposes.

>> Apply Online >> Call Toll Free 1-877-852-1270

Who Uses Credit Cards?

There are many types of businesses that benefit from offering a variety of payment options for their customers including large and small, brick and mortar, and eCommerce such as:

>> Apply Online >> Call Toll Free 1-877-852-1270

Fee Structures

Payment processing fee structures are basically assigned by two types of payment exchange environments:

1. Face to Face Transactions refer to payments typically processed in brick and mortar environments.
2. Non-Face to Face Transactions refer to payments processed by an Internet-based business, wireless environment, or mail and telephone orders.

>> Apply Online >> Call Toll Free 1-877-852-1270

Application Process

Applying to accept credit card payments from customers is easy and available online. In addition to your business contact information, you may be prompted to provide:

• Credit card transaction projections
• Sales interface venues; e.g., face-to-face, mail order, telephone order, and/or eCommerce

>> Apply Online >> Call Toll Free 1-877-852-1270

Glossary of Terms

Developing a better understanding of the world of finance and eCommerce can represent competitive advantages for you and your small business. Visit the Glossary of Terms page.

>> Apply Online >> Call Toll Free 1-877-852-1270

10 Great Reasons to Offer FDIS Payment Processing Solutions to your Customers

While supporting increased sales may be the number one reason for providing your customers with options for buying "when and how" they choose, there are also other significant benefits available to you and your business. FDIS offers:

1. One of the highest approval ratings in the industry
2. Merchant applications generally approved within two business days
3. Real-time online application with electronic signature for most types of businesses
4. Premier customer service 24 hours a day, 7 days a week, every day of the year in more than 140 languages and dialects
5. Proprietary point-of-sale hardware and software for traditional, home-based, mail order/telephone order and Internet businesses
6. LinkPoint^® Secure Payment Gateway, one of the most reliable and complete online eCommerce payment solutions
7. Mymerchantoffice.com, a unique merchant-dedicated Web site for accessing full account information 24 hours a day, including merchant statements, deposits, retrievals and chargebacks
8. The opportunity to join the Merchant Club, an exclusive, value-added loyalty program for FDIS merchants
9. Advanced fraud protection services
10. Possible increased sales because customers can buy "when and how" they choose

>> Apply Online >> Call Toll Free 1-877-852-1270

Where to Begin

To begin taking advantage of offering your customers credit card payment options, select either option below:

1. Apply Online
2. Call Toll Free 1-877-852-1270

About Your Educational Champion

"First Data Independent Sales is an industry leader in credit card processing for traditional and Internet businesses offering merchants competitive pricing, customer service 24 hours a day, 7 days a week, in 140 languages and dialects, and one of the largest credit card fraud, loss prevention and chargeback departments in the industry."

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Note: This information is presented to provide a general overview of small business options and related services. It is not intended to be an exhaustive representation. Data has been compiled by the Knowledge Institute for informational purposes only. Content is provided on an "as is" basis and is not intended to, nor does it, provide advice or create a customer relationship between the Knowledge Institute, BUZGate™ and/or any other organization named herein, and any reader.

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