Maximize cash flow and return by having the right small business checking account. These pages are developed on an ongoing basis. Please revisit or bookmark, for updates.
| ACCOUNT PURPOSE | CHARACTERISTICS | BENEFITS | CONTACT |
| Few Monthly Transactions | May secure a low-cost checking account where monthly fees may be waived by maintaining a certain minimum balance |
Predictable monthly fee that may includes a set number of free transactions per month May include a Small Business Total Access Check Card for ATM convenience and purchasing power anywhere Check Card is accepted May include online banking features |
|
| Higher Monthly Transactions |
For small businesses requiring multiple checking accounts Supports more sophisticated cash management needs |
Service charges may be offset with an earnings allowance based on monthly balances Multiple checking accounts may be consolidated into one analysis statement to reduce banking fees and manage money more easily Account information may be accessed anytime by phone, ATM, or through free online banking services A Small Business Total Access Check Card may be included allowing for ATM access and purchasing power anywhere the card is accepted |
|
| For sole proprietorships, non-profit organizations, or government agencies |
For high level balances and/or low transaction activity |
A checking account that pays interest Account information may be accessed anytime by phone, ATM, or through free online banking services A Small Business Total Access Check Card may be included allowing for ATM access and purchasing power anywhere the card is accepted |
|
| For combined banking services |
Offered as an all-in-one package designed to simplify banking activities Provides a choice of small business checking account(s) and business checks |
May offer free telephone banking transaction services Monthly statements can be consolidated to combine business checking, money market savings, brokerage, retirement plan, and commercial line of credit activities Account information may be accessed anytime by phone, ATM, or through free online banking services A no-fee Small Business Total Access Check Card may be included allowing for ATM access and purchasing power anywhere the card is accepted Retirement options may also be made available |
|