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One of the main reasons most businesses fail is a lack of cash flow. Cash is used to meet financial obligations and support growth, such as:

• Increase product offerings or add seasonal merchandise
• Cover unexpected maintenance or other emergency
• Purchase new equipment, expand or renovate
• Buy out a partner, pay off debt or meet tax obligations

Securing a traditional bank loan may not be an option either because of a lack of sufficient collateral or other reasons. Under these conditions, allocating a portion of future credit card sales to receive needed working capital now can be an ideal solution.

> How it Works > Business Cash Advance > Apply Online

Following application approval, your business receives a fixed dollar amount for a fixed percentage of future credit card transactions until the contract obligation is fulfilled. You pay only when you get paid.

With the right business cash advance provider, your business may qualify for the highest advances available regardless of less than perfect credit.

> How it Works > Business Cash Advance > Apply Online

The benefits of business cash advances over business loans include:

> How it Works > Business Cash Advance > Apply Online

Many different types of businesses enjoy using business cash advances as a small business funding tool including those with low credit card transaction amounts and high transaction volumes where receipts are processed at least 12 times per month. These include:

> How it Works > Business Cash Advance > Apply Online

Review the following general qualification criteria. If you respond "yes" to each of them, visit the business cash advance online application to learn more.

1. Has your business accepted Visa/MasterCard transactions for > 6 months?
2. Is your monthly Visa/MasterCard transaction volume at least $2,500?
3. If applicable, is any past bankruptcy issue resolved?
4. Is there at least 1 year remaining on your current retail lease?

> How it Works > Business Cash Advance > Apply Online

Choose from any one of the following FAQs to learn more about a business cash advance as a small business loan tool.

1. How easy is it to get approved?
2. Can I switch from using another financing company?
3. How much does it cost to apply?
4. Is a personal guarantee required?
5. Can the daily payment percentage be changed after the account has been funded?
6. Can advance repayment terms extend longer than 6 months?
7. What if I already have a small business loan?
8. What can a Merchant Cash Advance be used for?

> How it Works > Business Cash Advance > Apply Online

Learn what others have to say about using a small business cash advance as a funding tool.

> How it Works > Business Cash Advance > Apply Online

Familiarize yourself with common terms used in the merchant services industry and their respective meanings in order to understand and perhaps incorporate these products and services into your business operation.

> How it Works > Business Cash Advance > Apply Online

Below are 10 great reasons for considering a merchant cash advance as a funding tool:

1. A viable alternative to traditional financing and SBA-backed business loans
2. Receive cash advance in as little as 10 business days
3. Pay no application fee
4. Incur no fixed repayment schedule
5. Pay only as you get paid
6. Use proceeds for a variety of purposes
7. May qualify regardless of less than perfect credit
8. No collateral pledge on your home or business
9. No points or hidden fees
10. Secure money today to support additional revenue moving forward

> How it Works > Business Cash Advance > Apply Online

A merchant cash advance is completely unsecured, fast and simple. There are no liens against your home or business, and no complicated paperwork. To learn how to secure a merchant cash advance now and pay it back with your future credit card sales, select from the following options.

1. Learn more about How it Works
2. Learn more about Business Cash Advance
3. Apply Online

"RapidAdvance, based in Bethesda, Maryland, is a leading provider of business cash advances to small and mid-sized business owners looking to obtain additional working capital. Merchants use RapidAdvance services to fund expansion, purchase equipment and inventory, pay off debt or leverage a seasonal opportunity. Funding is quick and easy and does not require the traditional guarantees, liens or collateral associated with bank loans."

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