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If you are self-employed or looking to launch a new business on your own, you may be able to utilize your existing retirement assets to fund business development, growth and other expenses. To do so, retirement assets must be in a qualified retirement plan, such as a Self-Employed 401k, also called a Solo 401k. To start a plan or learn about rolling over any other existing retirement plans into a Self-Employed 401k that offers a loan option, choose from the following:

> View Video > Self-Employed 401k > FAQs > Application Request Form

A Self-Employed 401k, also called a Solo 401k, offers unique benefits to those self employed or small business owners that qualify, such as:

1. Greater retirement contributions at identical income levels compared to SEP-IRA, SIMPLE-IRA and Keogh plans
2. Increased tax deductions and lower taxable income
3. Tax free loans, penalty free loan

> View Video > Self-Employed 401k > FAQs > Application Request Form

Individuals who qualify for a Self-Employed 401k include:

• Self employed individuals
• Small business owners with no full-time employees, other than a spouse or individuals who work less than 1,000 hours per year
• Brand new and existing business ventures
• Sole proprietorship, partnership, LLC, and corporations (Subchapter S & C)

> View Video > Self-Employed 401k > FAQs > Application Request Form

In general terms, a Self-Employed 401k offers the following advantages and disadvantages:

> View Video > Self-Employed 401k > FAQs > Application Request Form

When evaluating whether to borrow from your retirement assets, keep in mind the following points:

• Loan repayment is up to 5 years (10 years for a primary residence loan)
• Loan default may result in tax obligations and a 10% penalty
• Any payment lapse can trigger a loan default, and the loan cannot be reinstated
• Funds borrowed come from the sale of mutual fund shares
• Loan repayments are with after-tax dollars that may result in double taxation of those funds at the time of final distribution, unless you are borrowing from a Roth 401(k) tax-free account
• What is the cost-benefit equation to borrowing retirement funds now versus leaving them in the retirement account?

> View Video > Self-Employed 401k > FAQs > Application Request Form

Select from any one of the following topics to review frequently asked questions (FAQs) and learn more about the features and benefits of that topic:

1. Retirement Rollovers
2. Self-Employed 401k Loans
3. Contribution Limits

> View Video > Self-Employed 401k > FAQs > Application Request Form

Learn more about the terminologies used in retirement planning in order to make more informed decisions.

> View Video > Self-Employed 401k > FAQs > Application Request Form

There are many reasons why a Self-Employed 401k can be an asset for you and your business. For example,

1. When you need cash for business development, growth and other reasons
2. When you want to borrow quickly, with no hassles and no credit check
3. To consolidate existing qualified retirement assets (e.g., IRA, prior employer's 401k, 403b) to a Self-Employed 401k with a loan feature
4. Secure a loan amount up to 50% of the Self-Employed 401k account balance ($50,000 maximum)
5. Enjoy a TAX-FREE and PENALTY-FREE loan when remaining in compliance with IRS loan repayment guidelines
6. Secure a low interest rate loan (prime rate fixed for term of the loan)
7. Take advantage of a quick and easy, confidential application process with no credit check
8. Pay interest to yourself where principal and interest payments are deposited to your account
9. Secure a loan AND continue to invest in your retirement
10. Borrow in as little as 15 days after setting up a qualified Self-Employed 401k

> View Video > Self-Employed 401k > FAQs > Application Request Form

Applying for a Self-Employed 401k involves three (3) easy steps:

1. Request Application Form
2. Choose what mutual funds to invest in
3. Mail the Application Form, rollover form (if applicable) and beneficiary designation

"Investsafe.com specializes in retirement investments and is operated by Lamaute Capital, Inc., an investment brokerage firm registered under the Securities and Exchange Act of 1934 and a member of the NASD (National Association of Securities Dealers) and the SIPC (Securities Investors Protection Corporation) since 1993. Investsafe.com offers access to a team of investment professionals with a wealth of experience in advising individuals, businesses, and non-profits on designing retirement plans, retirement account rollovers, and investments. Products and services include financial planning, mutual fund investments, annuities, retirement plans and retirement investment education."

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